Opay was founded by internet giant Opera, Opay was created as a short form of Opera Pay.
Opay Loan App:
The Opay loan app is called Okash, Okash is a loan subsidiary of the Opay company in Nigeria and other countries.
Types of OPay (OKash) loan facilities:
1. Cash Loan : This is stricty for indivials to solve prsonal or pressing needs as the limit is 50 thousand naira
2. Agent Loan: As an agent of the Opay comapny, agents have the chance to obatin loan of about a million naira
3. Airtime Loan: This is for only active users of the Opay app on their phones, you can borrow airtime directly to your prefered network provider account.
Follow these steps to Register:
1. Download and install OKash from Google PlayStore
2. Launch the application
3. Enter your phone number starting with 234
4. Make sure you read the Terms and conditions.
5. Enable Location access for the app as it is compulsory
5. Select Cash Loan
6. Enter your preffered loan amount
7. Click ‘Apply Now‘ You will receive an SMS if the loan was approved
Opay Loan Code
The Opay USSD code is *955#. This only work when you have an active account with Opay or Okash. The code gives you the amount of money that you can borrow based on your activity on the Okash or Opay app.
How much can Opay borrow
The highest amount you that is available for a first timer at any given time on OKash is fifty thousand naira (N50, 000), while the lowest amount you have the chance to borrow is one thousand naira.
OPay Loan Repayment
Opay requires all approved loan to be repaid into a designated bank account that will be created as the main account is opened. The repayment account has a different account number with the loan aplicant name and Paycom as the bank name.
All approved loan are paid in bits, every 2 weeks a part of the loan is repaid till the last instalment.
Source: lendingnaija.com
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